TrueCap vs TurboTenant: underwrite the deal, then manage the tenant
TurboTenant handles the landlord operations stack after you own the property — listing, screening, leases, rent collection, maintenance requests. TrueCap models a property's pre-purchase economics from the assumptions you review. They don't compete; they cover different halves of the rental lifecycle.
Free analyzer: no card or signup
TL;DR
Use TrueCap when
- You're evaluating a property before making an offer.
- You want cap rate, DSCR, cash flow, 10-year projection.
- You want modeled economics, selected-rule fit, and a secondary Screening Index.
- You're comparing 2-3 deals side-by-side before deciding.
Use TurboTenant when
- You already own a rental and need to list it for tenants.
- You want online applications + tenant screening through TransUnion.
- You want online rent collection (ACH free) + maintenance request tracking.
- You need state-compliant lease templates with e-signature.
Feature-by-feature
Side-by-side on every dimension that matters for a comparison-shopping investor.
| Feature | TrueCap | TurboTenant |
|---|---|---|
Lifecycle stage | Pre-purchase — underwrite the deal | Post-purchase — operate the property |
Cap rate / CoC / DSCR analysis | Yes — full engine, free tier | Not modeled |
10-year projection | Pro — rent + expense + appreciation | Not modeled |
Secondary Screening Index | Free — 0-100 triage score + factor breakdown | Not applicable |
Sensitivity grid | Pro — rent ±10%, vacancy ±5pp, rate ±1pp | Not modeled |
Rental listing distribution | No | Yes — syndicated to Zillow, Realtor, etc. |
Online rental application | No | Yes — customizable forms |
Tenant screening | No | Yes — TransUnion-backed |
Online lease signing | No | Yes — state-specific templates |
Online rent collection | No | Yes — ACH free, card fee |
Maintenance request workflow | No | Yes — tenant portal |
Free tier | Yes — core cap rate, CoC, DSCR, and cash flow | Yes — listings + lease + ACH rent collection |
Starting values (rent/rate/tax) | HUD rent + FRED rate + manual local property tax | Not applicable |
Multi-property dashboard | Yes — portfolio rollup of saved deals | Yes — multi-unit ops dashboard |
Pricing (paid tier) | Paid Pro; see live pricing for current rates and limits | Premium ~$8-12/mo per unit (as of 2026) |
TurboTenant details based on publicly available product info as of 2026. See turbotenant.com for their current state.
How DIY landlords use both
- Source the deal. Zillow, MLS, wholesaler, off-market.
- Underwrite in TrueCap. Start with editable HUD rent and FRED rate benchmarks, then enter local property tax. Check cap rate, CoC, and DSCR. Sensitize the inputs. Save the deal.
- Verify the material inputs and record your decision. If you proceed, the transaction and closing workflow happens outside TrueCap.
- Set up the property in TurboTenant. List the unit, accept applications, screen tenants with TransUnion, sign a state-specific lease online.
- Operate in TurboTenant. Collect rent via ACH (free), handle maintenance requests through the tenant portal, track payment history.
- Annual review in TrueCap. Revisit the saved analysis to compare actuals vs the original underwrite. Apply that learning to the next acquisition.
Screening the deal before the tenant? The free 1% rule calculator gives you a pass/fail read in seconds, and the full TrueCap analyzer runs the complete underwrite described in step two. Our guide on 60-second underwriting walks through the workflow end-to-end.
Common questions about TrueCap vs TurboTenant
Quick answers to the questions investors comparison-shopping these tools actually ask.
Is TrueCap a TurboTenant alternative?
Is TurboTenant really free?
Does TrueCap have rent collection or tenant screening?
Is TurboTenant or Avail better?
Can I afford TrueCap + TurboTenant?
Sources & methodology: Feature and pricing rows reflect TurboTenant's publicly listed information, last reviewed June 2026. Vendors change features and prices often — verify current details on TurboTenant's own site. Where TrueCap claims “sourced defaults,” that refers specifically to an editable HUD area-rent benchmark and the FRED owner-occupied 30-year mortgage-rate benchmark. Property tax is a manual local input with a disclosed generic fallback, not a state-data auto-fill.
On price, plainly
Tools in this space run from free to well above TrueCap — check TurboTenant's live pricing for their current number. What TrueCap's price buys is the decision layer, not more calculation: an Offer Ceiling under your selected targets, rule-fit results for your Buy Box with reasons, the downside stress test, and assumptions that are source-labeled instead of silently defaulted. Whether that workflow justifies the price depends on your volume, verification process, and existing tools.
Ready to run a real deal and compare the screening results yourself?
Free 60-second analysis with labeled starting assumptions and no signup. Pro calculates the highest modeled Offer Ceiling that still meets your selected targets under the assumptions shown.
Underwrite the next deal — free.
TrueCap free covers cap rate, CoC, DSCR, NCF, and monthly cash flow. Pro adds 10-year cash-flow and equity projections, sensitivity, Offer Ceiling, co-branded share links, and PDF reports with Pro; see live pricing for current terms. No card to start.