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Honest comparison

TrueCap vs RentRedi: underwrite vs operate

RentRedi is what you use after closing — rent collection, tenant screening, maintenance requests, listing distribution. TrueCap is what you use before closing — underwriting the deal, modeling cash flow, deciding if the numbers work. They don't replace each other; they cover different halves of the lifecycle. Most landlords end up using both.

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TL;DR

Use TrueCap for

  • Underwriting a property before you buy.
  • Comparing two or three potential deals side-by-side.
  • Modeling 10-year cash flow, tax strategy, exit scenarios.
  • Stress-testing assumptions (rent, vacancy, rate).
  • Sharing a polished read-only deal analysis with partners or lenders.

Use RentRedi for

  • Collecting rent online (ACH + card).
  • Listing vacant units across rental sites.
  • Running tenant screening (credit, criminal, eviction).
  • Handling maintenance requests through a tenant portal.
  • Managing the ongoing landlord ops once you own the place.

One framing that helps: TrueCap is the calculator you use during the LOI / inspection period. RentRedi is what you set up the week after closing.

Feature-by-feature

Most rows show clear specialization — that's the point. Each tool is the best in class at its stage.

FeatureTrueCapRentRedi
When in the lifecycle?
Before you buy — underwrite the deal
After you buy — operate the property
Cap rate / CoC / DSCR analysis
Yes — full engine, free tier
Not modeled
10-year projection
Pro — rent growth + expense growth + appreciation
Not modeled
Sensitivity grid
Pro — rent ±10%, vacancy ±5pp, rate ±1pp
Not modeled
Tax strategy
Pro — depreciation + interest + bracket-aware after-tax CF
Not modeled
Deal score (0-100)
Pro — with subscore breakdown
Not modeled
Plain-English verdict
Yes — Strong / Solid / Mixed / Marginal / Negative
Not applicable
Online rent collection
No
Yes — ACH + card, late fees, auto-pay
Tenant screening
No
Yes — credit, criminal, eviction reports
Online rental application
No
Yes — customizable forms
Maintenance request workflow
No
Yes — tenant portal + tracker
Listing distribution
No
Yes — syndicated to Realtor.com, Zillow, etc.
Pricing (entry tier)
Free for underwriting
~$20/month or ~$120/year (as of 2026)
Per-property cost
Unlimited deals analyzed
Per-unit pricing typically applies above a base
Free tier exists
Yes — full underwriting
Trial only
Address auto-fill (rent, rate, tax)
Yes — HUD + FRED + state property tax
Not applicable
Multi-property dashboard
Yes — portfolio rollup of saved deals
Yes — operations dashboard across all units

RentRedi details based on publicly available product info as of 2026. See rentredi.com for their current state.

How most investors use both

  1. Sourcing: find a property (Zillow, MLS, wholesaler, Roofstock).
  2. Underwriting (TrueCap): paste the address, run the analysis, check cap rate / CoC / DSCR / cash flow against benchmarks, sensitize, decide.
  3. Negotiate / close.
  4. Setup (RentRedi): list the unit if vacant, screen tenants, sign lease.
  5. Operations (RentRedi): collect rent, handle maintenance requests, track payments.
  6. Annual review (TrueCap): revisit the saved analysis to compare actuals vs underwrite — and apply that lesson to the next deal.

Want to see the underwriting step in action? Try the cap rate calculator or the DSCR calculator, or read the guide on 60-second underwriting.

Common questions about TrueCap vs RentRedi

Quick answers to the questions investors comparison-shopping these tools actually ask.

Is TrueCap a RentRedi alternative?
No — different tools for different stages. RentRedi is for managing a property you already own (rent collection, tenant screening, maintenance). TrueCap is for deciding whether to buy the property in the first place (underwriting, cap rate, cash flow, projection). Most landlords end up using both at different points.
Does TrueCap collect rent like RentRedi?
No, and we're not planning to. Rent collection is a serious compliance + payments product (ACH, NACHA rules, late-fee automation, tenant disputes), and there are great companies focused on it — RentRedi is one. TrueCap is intentionally scope-limited to the underwriting layer.
Is RentRedi cheaper than TrueCap?
TrueCap is cheaper. TrueCap free covers a full underwrite at no cost; TrueCap Pro is $19/month. RentRedi is ~$20/month or ~$120/year for landlords (as of 2026). The pricing isn't really comparable though — you'd pay for both because they do different things.
What do I need before I use RentRedi?
You need to actually own (or be about to close on) the property. RentRedi's value kicks in once you have a unit to fill or a tenant to bill. That's exactly the moment TrueCap's job ends — TrueCap helps you decide whether to get to that moment in the first place.
Does TrueCap have a tenant screening or application feature?
No. TrueCap doesn't pull credit reports or store rental applications. That's a different compliance regime (FCRA-regulated) and we don't build there. If you need tenant screening, RentRedi, RentSpree, or TurboTenant are the right tools.

Underwrite the next deal — free.

TrueCap free covers cap rate, CoC, DSCR, NCF, and monthly cash flow — enough to underwrite. Pro unlocks share links, PDF exports, 10-year projections, tax strategy, sensitivity, deal score, MAO, and strategy analyzers. No card to start.

See Pro pricingRun a deal now