Underwrite a rental deal in 60 seconds — cap rate, cash-on-cash, DSCR, 10-year projection, tax savings, exit scenarios. Every number you need to make a defensible offer, without the spreadsheet.
No card · No signup · Cancel anytimeNo credit card · No signup needed to use the calculator · Cancel anytime
Stop rebuilding the same spreadsheet. Address auto-fill, 10+ metrics, projections, tax math — all live as you type.
Sensitivity grid stress-tests rent ±10%, vacancy ±5pp, rates ±1pp. See if the deal still pencils before you offer.
One-click multi-page report with verdict, 10-yr projection, tax strategy, exit scenarios — branded and ready for your lender.
How it works
Google Places autocomplete kicks in at the third character. Pick it, we know exactly where the property is.
Rent comes from HUD Fair Market Rent. Mortgage rate from FRED. Property tax from your state's effective rate. All editable.
Cap rate, CoC, DSCR, cash flow, projection, tax, exit — live. Plus a plain-English summary you can show your spouse.
Already use a spreadsheet?
Spreadsheets break the first time you change a formula. Tab 4 says cap rate, tab 5 says NOI, and you're never quite sure which is wrong. TrueCap is the math that's been pressure-tested by thousands of deals.
| Spreadsheet | TrueCap | |
|---|---|---|
| Time to first answer | 2-4 hours | 60 seconds |
| Auto-fill rent + rate | ||
| Cap rate · CoC · DSCR | If you built it | |
| 10-year projection | Tab 4, probably broken | |
| Tax / depreciation math | Tab 5, definitely broken | |
| Sensitivity (what-ifs) | ||
| Mobile / at the showing | ||
| Share with lender | Email the .xlsx | 1-click PDF link |
| Compare 4 deals | Copy/paste hell | Side-by-side |
Already use DealCheck or BiggerPockets?
Honest comparison. We're building for investors who hate looking up rent comps, re-typing the same address into 4 tools, and waiting 10 minutes for a PDF.
| Feature | TrueCap | DealCheck | BiggerPockets |
|---|---|---|---|
| Free tier | Limited | ||
| Address auto-fill (HUD + FRED) | |||
| Cap rate · CoC · DSCR · cash flow | |||
| 10-year projection | Pro | Pro ($35/mo) | |
| Tax strategy + depreciation | Pro | Pro | |
| Sensitivity grid + MAO solver | Pro | ||
| BRRRR + fix-and-flip + rehab estimator | Pro | Partial | Separate calc |
| Shareable read-only deal link | Pro | ||
| Lender-ready PDF | Pro | ||
| Mobile-first | Desktop-leaning | Desktop-leaning | |
| Starting Pro price | See pricing | $35/mo | — |
Pricing comparisons accurate as of publication; check each vendor's site for current numbers.
Used by real investors
“I used to spend 2 hours per deal in a spreadsheet. Now I underwrite at the showing. Closed three more deals this quarter because I could move faster.”
“The PDF export alone is worth Pro. My lender stopped asking for follow-up — the report has everything they need on page 1.”
“Auto-fill from the address saved my underwriting time by like 80%. I screen 20 deals a week and TrueCap is the only tool that scales.”
Common questions
Yes. The cash-flow analyzer — cap rate, CoC, DSCR, monthly cash flow, address auto-fill, plain-English verdict — is free forever and unlimited. No card required to start. Pro adds the MAO solver, Sensitivity grid, Strategies (BRRRR + fix-flip + rehab), 10-year projection, tax strategy, exit scenarios, Deal Score, lender-ready PDFs, save / compare deals.
Spreadsheets break the first time you change a formula. TrueCap auto-fills rent from HUD, rate from FRED, and tax from your state's effective rate — you don't look anything up. The math is pressure-tested. You get a defensible answer in 60 seconds instead of two hours.
Rent is pulled from HUD Fair Market Rent for the county. Mortgage rate is the current FRED 30-year fixed series. Property tax uses your state's effective rate. All editable — these are sensible market defaults, not absolutes. Override anything with your own numbers.
No. The free analyzer needs zero signup and zero card. Sign up only if you want to save deals and access Pro features. Pro is month-to-month — cancel anytime.
Yes. Pro includes the BRRRR analyzer (cash-out refi math, post-refi cash flow, infinite-return alerts), the Fix-and-Flip analyzer (net profit, ROI, annualized ROI, break-even ARV), and the Rehab Cost Estimator (sq-ft-based defaults for every common work item).
Yes. Pro generates a one-click lender-ready PDF (verdict, projections, tax strategy, exit scenarios) and a shareable read-only link your partner can open without an account. The shared link's preview card auto-renders the property address + key metrics + recommendation badge.
Yes — mobile-first by design. The full analyzer fits in your pocket and works offline once loaded. Many users underwrite deals while walking through the property.
Yes. Cancel from your profile in one click. Pro features stay active until the end of the period you've paid for, then auto-downgrade to Free. Your saved deals never leave your account — you'll just lose the ability to create / update them on Free.
Still have a question? Email us.
Your move
No card. No signup. Type the address, get the answer, decide if you want Pro. The calculator is right below — give it 60 seconds.
Get institutional-grade analysis with cash flow projections, tax benefits, and risk assessment in seconds.
