TrueCap vs Mashvisor for Short-term rentals: market scoring vs per-deal STR underwriting
Both serve STR investors. Mashvisor is the market-discovery + revenue-projection tool (Airbnb occupancy rates, ADR by neighborhood). TrueCap is the underwriting calculator that turns Mashvisor's revenue numbers into a full deal analysis (cap rate, DSCR, cash flow, projection). STR investors typically use both — Mashvisor to pick the property, TrueCap to decide whether to buy it.
TL;DR for Short-term rentals investors
Use TrueCap when
- You want a full underwriting analysis with cap rate, DSCR, cash flow on a specific STR.
- You want financing math (PITI, amortization) and tax strategy modeling.
- You're comparing LTR vs STR scenarios on the same property.
- You want a free tier that doesn't cap analyses.
Use Mashvisor when
- You want STR market discovery (heatmaps, neighborhood Airbnb scores).
- You want automated STR revenue projections from real Airbnb data.
- You're scouting which city or neighborhood to invest in next.
- You're scaling STR investments across multiple markets.
Short-term rentals feature-by-feature
Where each tool wins on the Short-term rentals workflow specifically.
| Feature | TrueCap | Mashvisor |
|---|---|---|
| Market discovery (heatmaps, scores) | No | Yes — STR + LTR by neighborhood |
| STR revenue projection (ADR + occupancy) | Manual — plug monthly revenue into rent field | Yes — automated from Airbnb data |
| Cap rate / CoC / DSCR analysis | Yes — full engine, free tier | Listing-level cap rate based on assumed inputs |
| Mortgage + financing math (PITI + amortization) | Yes — full | Limited |
| Tax strategy modeling | Pro — depreciation + interest + after-tax CF (incl. STR loophole) | Not modeled |
| 10-year projection | Pro — rent + expense + appreciation | Forward STR revenue forecast |
| Deal score + verdict | Free — 0-100 score + plain-English verdict | Investibility score per property |
| Address auto-fill (rent/rate/tax) | Yes — HUD + FRED + state property tax | STR-focused; LTR rent estimates included |
| Free tier | Yes — full underwriting math | Limited free dashboard; full data paid |
| Pricing (paid tier) | Pro $29.99/mo | $70-300/mo depending on plan (as of 2026) |
Once Mashvisor hands you an ADR and occupancy figure, the underwrite is on you. Our short-term rental underwriting playbook walks through turning revenue projections into a real deal verdict, and the best STR analysis tools of 2026 rounds up where the data comes from. To check the math on one metric first, try the standalone cap rate calculator.
Common questions about TrueCap vs Mashvisor (Short-term rentals)
Quick answers to the questions investors comparison-shopping these tools actually ask.
Is TrueCap a Mashvisor alternative for STRs?
Mashvisor vs AirDNA — which one for STR data?
Does Mashvisor do underwriting?
Can I use TrueCap free with Mashvisor data?
Is Mashvisor's $70-300/mo worth it?
Sources & methodology: Feature and pricing rows reflect Mashvisor (Short-term rentals)'s publicly listed information, last reviewed June 2026. Vendors change features and prices often — verify current details on Mashvisor (Short-term rentals)'s own site. Where TrueCap claims “sourced defaults,” that refers specifically to auto-filled HUD Fair Market Rent, the FRED 30-year mortgage rate, and state average effective property tax — not a general claim about property-data import, which several of these tools also offer.
Underwrite your next Short-term rentals deal — free.
Free covers the standard cap rate, CoC, DSCR, and cash flow. Pro unlocks projections, sensitivity, tax strategy, exit scenarios, MAO, and PDF exports.