TrueCap vs DealMachine: find leads on the street vs underwrite them at the desk
DealMachine is the heavyweight in mobile-first driving for dollars — snap a photo of a distressed property, get owner contact info instantly, send a postcard or skip-trace from your phone. TrueCap models the economics of an address from user-reviewed assumptions. Different jobs; many active off-market buyers use both.
Free analyzer: no card or signup
TL;DR
Use TrueCap when
- You've found an address and want to know if it cash flows.
- You want a defensible analysis for a lender or partner.
- You don't drive for dollars — you source on-market or via wholesalers.
- You want a free tier that covers real underwriting.
Use DealMachine when
- You actively drive for dollars and want to capture leads on the spot.
- You need owner phone/email for direct outreach (skip tracing).
- You're sending postcards and want automation, not a mail house.
- You're a wholesaler or active off-market buy-and-hold investor.
Feature-by-feature
Side-by-side on every dimension that matters for a comparison-shopping investor.
| Feature | TrueCap | DealMachine |
|---|---|---|
Primary purpose | Per-deal underwriting calculator | Mobile lead generation + skip-tracing |
Cap rate / CoC / DSCR analysis | Yes — full engine, free tier | Not modeled |
10-year projection | Pro — rent + expense + appreciation | Not modeled |
Secondary Screening Index | Free — 0-100 triage score + factor breakdown | Not applicable |
Starting values (rent/rate/tax) | HUD rent + FRED rate + manual local property tax | Property data only |
Driving for dollars / mobile lead capture | No | Yes — photo + instant owner lookup |
Skip tracing (owner phone/email) | No | Yes — built-in |
Direct mail campaigns | No | Yes — automated postcards |
Property data + lists | Limited (HUD FMR + FRED) | Yes — 150M+ properties, motivated lists |
Mobile-first UX | PWA installable | Native app (built for mobile) |
Free tier | Yes — core cap rate, CoC, DSCR, and cash flow | Trial only ($59-99/mo paid) |
Pricing (entry tier) | Free core; paid Pro — see live pricing | Starter ~$59/mo, Pro ~$99/mo (as of 2026) |
Shareable read-only deal link | Free — read-only public link; Pro adds co-branding | Internal-only data |
PDF deal report | Included with Pro | Not the use case |
DealMachine details based on publicly available product info as of 2026. See dealmachine.com for their current state.
How active investors use both
- Drive for dollars or pull a list in DealMachine. Snap the distressed property; pull owner contact info.
- Send direct mail / skip-trace / cold call. DealMachine automates the outreach campaign.
- Seller calls back. Now you have an address you might buy.
- Underwrite in TrueCap. Paste the address. HUD area rent and the FRED owner-occupied rate can pre-fill as editable benchmarks; property tax remains a manual local input. Review the Offer Ceiling under your selected targets.
- Verify, then record your decision. TrueCap's Offer Ceiling solver (Pro) works backward from your target return. It is not a recommended offer.
Pulled a lead off the street and want the math? Run a quick rent-to-price screen with the free 1% rule calculator, then paste the address into the full TrueCap analyzer for cap rate, DSCR, and cash flow. Our guide on 60-second underwriting walks through the workflow end-to-end.
Common questions about TrueCap vs DealMachine
Quick answers to the questions investors comparison-shopping these tools actually ask.
Is TrueCap a DealMachine alternative?
DealMachine vs PropStream — which one?
Is DealMachine worth $59-99/month?
Does DealMachine do underwriting?
Can I use DealMachine + TrueCap on the same property?
Sources & methodology: Feature and pricing rows reflect DealMachine's publicly listed information, last reviewed June 2026. Vendors change features and prices often — verify current details on DealMachine's own site. Where TrueCap claims “sourced defaults,” that refers specifically to an editable HUD area-rent benchmark and the FRED owner-occupied 30-year mortgage-rate benchmark. Property tax is a manual local input with a disclosed generic fallback, not a state-data auto-fill.
On price, plainly
Tools in this space run from free to well above TrueCap — check DealMachine's live pricing for their current number. What TrueCap's price buys is the decision layer, not more calculation: an Offer Ceiling under your selected targets, rule-fit results for your Buy Box with reasons, the downside stress test, and assumptions that are source-labeled instead of silently defaulted. Whether that workflow justifies the price depends on your volume, verification process, and existing tools.
Ready to run a real deal and compare the screening results yourself?
Free 60-second analysis with labeled starting assumptions and no signup. Pro calculates the highest modeled Offer Ceiling that still meets your selected targets under the assumptions shown.
Underwrite the next deal — free.
TrueCap free covers cap rate, CoC, DSCR, NCF, and monthly cash flow. Pro adds 10-year cash-flow and equity projections, sensitivity, Offer Ceiling, co-branded share links, and PDF reports with Pro; see live pricing for current terms. No card to start.