TrueCap vs DealCheck for Short-term rentals: which models seasonal ADR, occupancy, and STR tax loophole better?
Both calculators were built for long-term rentals first. Both let you model short-term rentals by overriding rent with a projected monthly STR revenue. This is the STR-investor cut: which one handles seasonal ADR + occupancy, supports AirDNA inputs cleanly, and models the STR tax loophole (cost segregation + bonus depreciation) properly.
TL;DR for Short-term rentals investors
Use TrueCap when
- You're underwriting a property as a potential STR.
- You want to compare LTR vs STR scenarios side-by-side.
- You want the STR tax loophole (cost seg + bonus depreciation) modeled.
- You want a free tier that covers basic STR underwriting.
Use DealCheck when
- You manage many STRs on mobile at properties.
- You're already a DealCheck Plus or Pro subscriber.
- You prefer DealCheck's listing-import workflow for STR sourcing.
Short-term rentals feature-by-feature
Where each tool wins on the Short-term rentals workflow specifically.
| Feature | TrueCap | DealCheck |
|---|---|---|
| LTR + STR scenario comparison | Yes — run two scenarios on same property in one workspace | Manual — duplicate the deal and override rent |
| ADR + occupancy input model | Editable rent field — plug AirDNA monthly projection | Editable rent field — same approach |
| Seasonal occupancy curve modeling | Pro — 12-month seasonal income breakdown | Annualized only |
| AirDNA / Mashvisor data integration | Manual — paste AirDNA's projected monthly revenue into rent field | Same approach |
| STR tax loophole (bonus depreciation) | Pro tax strategy — supports accelerated depreciation modeling | Standard tax view |
| Cost segregation impact modeling | Pro — accelerated depreciation in year 1-5 | Manual |
| Property management at 25% (typical STR PM rate) | Yes — adjustable management % | Yes |
| Higher utilities + cleaning fees | Yes — utilities + maintenance fields handle the STR overhead | Yes |
| Mobile UX | PWA installable | Native iOS + Android |
| Free tier covers STR underwriting | Yes — full cap rate / CoC / DSCR / cash flow on free | Limited free; full STR needs paid tier |
Whichever calculator you land on, the STR underwrite is the same job. Our short-term rental underwriting playbook breaks down seasonal revenue into a defensible analysis, and our roundup of the best short-term rental analysis tools for 2026 covers where the ADR and occupancy data should come from. For a quick single-metric check, the standalone cap rate calculator runs the same engine.
Common questions about TrueCap vs DealCheck (Short-term rentals)
Quick answers to the questions investors comparison-shopping these tools actually ask.
Which is better for short-term rentals — TrueCap or DealCheck?
Can TrueCap model AirDNA revenue projections?
Does TrueCap support the STR tax loophole?
What management rate should I use for STR analysis?
Can I run LTR and STR scenarios on the same property?
Sources & methodology: Feature and pricing rows reflect DealCheck (Short-term rentals)'s publicly listed information, last reviewed June 2026. Vendors change features and prices often — verify current details on DealCheck (Short-term rentals)'s own site. Where TrueCap claims “sourced defaults,” that refers specifically to auto-filled HUD Fair Market Rent, the FRED 30-year mortgage rate, and state average effective property tax — not a general claim about property-data import, which several of these tools also offer.
Underwrite your next Short-term rentals deal — free.
Free covers the standard cap rate, CoC, DSCR, and cash flow. Pro unlocks projections, sensitivity, tax strategy, exit scenarios, MAO, and PDF exports.