Fix & Flip-specific comparison
TrueCap vs DealCheck for Fix & Flip: which fits the buy → rehab → flip workflow?
Both calculators support fix-and-flip underwriting. This is the flipper's cut: which one models After Repair Value (ARV), rehab budgets, holding costs, and break-even ARV more cleanly. Both run identical core math; differences are in flip-specific workflow polish.
TL;DR for Fix & Flip investors
Use TrueCap when
- You're evaluating a flip before making an offer.
- You want break-even ARV math + sensitivity on ARV assumptions.
- You want holding-cost detail (per-month).
- You want the cheapest Pro tier ($19/mo all-in).
Use DealCheck when
- You flip on mobile at properties all day and need a native app.
- You already have a DealCheck Plus or Premium subscription.
- You want listing-import-from-Zillow as part of the workflow.
Fix & Flip feature-by-feature
Where each tool wins on the Fix & Flip workflow specifically.
| Feature | TrueCap | DealCheck |
|---|---|---|
| Purchase + rehab modeling | Yes — Pro Rehab Estimator (sq-ft defaults) | Yes — manual rehab input |
| ARV input + appreciation modeling | Yes — dedicated ARV field in flip analyzer | Yes — ARV-driven sale projection |
| Holding cost calculation | Yes — Pro flip analyzer auto-computes holding by month | Yes — manual entry |
| Break-even ARV solver | Yes — Pro flip analyzer shows lowest ARV at which deal still profits | Manual re-runs |
| Profit + annualized ROI | Yes — net profit + annualized ROI at sale | Yes |
| Sensitivity on ARV (what if it's 10% lower?) | Pro — sensitivity grid | Manual re-runs |
| Hard money loan modeling | Yes — short-term loan inputs (rate + months + points) | Yes |
| Mobile UX at showings | PWA installable | Native iOS + Android |
| Free tier covers flip math | No — Pro feature ($19/mo) | Flip mode gated to Plus+ ($25/mo+) |
| Shareable flip analysis | Pro — public read-only link + branding | Pro — PDF export |
Common questions about TrueCap vs DealCheck (Fix & Flip)
Quick answers to the questions investors comparison-shopping these tools actually ask.
Which is better for fix-and-flippers — TrueCap or DealCheck?
Both work. TrueCap edges out on break-even ARV math (you see the lowest ARV at which the deal still profits in one view) and Pro sensitivity on ARV (single biggest flip risk). DealCheck has native iOS/Android apps which is the cleaner mobile experience at showings. Both have rehab + holding-cost + ARV modeling.
Does TrueCap support hard money loans for flips?
Yes — TrueCap's flip analyzer (Pro) supports short-term loan inputs: rate, term in months, points paid at close. The holding cost calculation factors in the higher interest rate + points so your profit projection reflects real hard-money costs.
What's break-even ARV and why does TrueCap surface it?
Break-even ARV is the lowest sale price at which you make $0 profit after rehab, holding, and selling costs. If your CMA says ARV is $350k but your break-even is $310k, you have $40k of margin for ARV being optimistic. TrueCap shows it as a single number; DealCheck requires you to manually re-run the analysis at lower ARVs.
Can I use TrueCap free for flip analysis?
The standard cap rate / cash flow / DSCR underwriting is free on any property. The dedicated flip analyzer (ARV math, holding costs, break-even ARV, profit) is a Pro feature ($19/mo). For your first flip evaluation, free TrueCap + a spreadsheet covers the basics; if you do flips repeatedly, Pro pays for itself fast.
How accurate are ARV estimates in flip analysis?
ARV is the single biggest unknown in any flip. TrueCap's role isn't to predict ARV (that's your CMA's job) — it's to stress-test what happens if your ARV is wrong. Pro's sensitivity grid varies ARV ±10% in one view so you can see whether the deal still works on the downside.
Underwrite your next Fix & Flip deal — free.
Free covers the standard cap rate, CoC, DSCR, and cash flow. Pro unlocks projections, sensitivity, tax strategy, exit scenarios, deal score, MAO, and PDF exports.