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Orlando, FL

Is Orlando a good place to buy rental property in 2026?

Short answer: yes — for balanced buy-and-hold. Orlando's median cap rate of about 5.8% (Orlando metro median) sits near the ~6.5% national median, with typical rent at $1,972–$2,476/mo and Florida property tax near 0.89%.

Orlando blends strong population growth, tourism-driven demand, and no state income tax — a market where long-term and short-term rental strategies both compete.

Orlando market snapshot

Balanced market

Mid-range cap rates — cash flow and appreciation are both realistically on the table.

Typical cap rate

5.8%

Orlando metro median

Typical rent

$1,972–$2,476/mo

HUD FMR · 2–3BR · 2026

Typical price

$300,000–$400,000

est., all-in

Property tax

0.89%

Florida effective

Rent is HUD Fair Market Rent where available, otherwise a market estimate; price is a market estimate. Cap-rate and tax are the defaults TrueCap applies — enter a specific address for exact, auto-filled numbers.

Sources & methodology. These are screening defaults and market estimates — not an appraisal, and not financial, tax, or legal advice. Verify rents, taxes, insurance, and local landlord/tenant law against the county assessor and your state's landlord-tenant statute before relying on them.

Data: HUD Fair Market Rent · FRED 30-yr mortgage rate · Tax Foundation (property tax) · Updated July 2026

Metro-level estimates — precision is lower at the neighborhood and parcel level; pull a specific address for exact, auto-filled figures. Reviewed by the TrueCap team. See our full methodology.

What rents actually look like in Orlando

One number never tells the story — HUD publishes ZIP-level Small Area Fair Market Rents for the Orlando-Kissimmee-Sanford, FL metro area, the metro-wide FMR region that includes Orlando, and the spread across its ZIP codes is where deals are won or lost. Same purchase price, different ZIP, very different rent.

HUD Small Area Fair Market Rent by ZIP code, Orlando-Kissimmee-Sanford, FL metro area, FY2026
ZIP code2BR rent3BR rent
34773$2,760/mo$3,460/mo
32803$2,350/mo$2,950/mo
34747$2,220/mo$2,790/mo
32817$2,070/mo$2,600/mo
32719$2,000/mo$2,510/mo
32853$2,000/mo$2,510/mo
32872$2,000/mo$2,510/mo
34741$1,950/mo$2,450/mo
32812$1,820/mo$2,280/mo
34749$1,720/mo$2,160/mo
32195$1,520/mo$1,920/mo
33898$1,330/mo$1,800/mo

Showing 12 of 154 ZIP codes in the Orlando-Kissimmee-Sanford, FL metro area — the HUD FMR region that includes Orlando — sampled highest to lowest across the rent range. Source: HUD FY2026 Small Area Fair Market Rents. TrueCap auto-fills the exact ZIP-level figure when you enter a Orlando address.

Why Orlando works for rental investors

Growth and rent demand are real, but Florida insurance and HOA costs are the swing factors — quote them before you offer. Short-term-rental rules vary sharply by jurisdiction.

See the full Florida investing guide — taxes, landlord law & top metros →

Neighborhoods to look at in Orlando

Pine Hills

Affordable SFRs, value-add, better ratios.

Kissimmee

STR-friendly pockets, tourist demand.

East Orlando (near UCF)

Student + family demand, steady rentals.

Neighborhood notes are starting points, not recommendations — always underwrite the specific property.

Run a Orlando deal in 60 seconds

Paste a Orlando address into TrueCap and get cap rate, cash-on-cash, DSCR, cash flow, and a 10-year projection — auto-filled with Florida tax and HUD rent so you start from the right assumptions.

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