Pine Hills
Affordable SFRs, value-add, better ratios.
Orlando, FL
Short answer: yes — for balanced buy-and-hold. Orlando's median cap rate of about 5.8% (Orlando metro median) sits near the ~6.5% national median, with typical rent at $1,972–$2,476/mo and Florida property tax near 0.89%.
Orlando blends strong population growth, tourism-driven demand, and no state income tax — a market where long-term and short-term rental strategies both compete.
Orlando market snapshot
Balanced marketMid-range cap rates — cash flow and appreciation are both realistically on the table.
Typical cap rate
5.8%
Orlando metro median
Typical rent
$1,972–$2,476/mo
HUD FMR · 2–3BR · 2026
Typical price
$300,000–$400,000
est., all-in
Property tax
0.89%
Florida effective
Rent is HUD Fair Market Rent where available, otherwise a market estimate; price is a market estimate. Cap-rate and tax are the defaults TrueCap applies — enter a specific address for exact, auto-filled numbers.
Sources & methodology. These are screening defaults and market estimates — not an appraisal, and not financial, tax, or legal advice. Verify rents, taxes, insurance, and local landlord/tenant law against the county assessor and your state's landlord-tenant statute before relying on them.
Data: HUD Fair Market Rent · FRED 30-yr mortgage rate · Tax Foundation (property tax) · Updated July 2026
Metro-level estimates — precision is lower at the neighborhood and parcel level; pull a specific address for exact, auto-filled figures. Reviewed by the TrueCap team. See our full methodology.
One number never tells the story — HUD publishes ZIP-level Small Area Fair Market Rents for the Orlando-Kissimmee-Sanford, FL metro area, the metro-wide FMR region that includes Orlando, and the spread across its ZIP codes is where deals are won or lost. Same purchase price, different ZIP, very different rent.
| ZIP code | 2BR rent | 3BR rent |
|---|---|---|
| 34773 | $2,760/mo | $3,460/mo |
| 32803 | $2,350/mo | $2,950/mo |
| 34747 | $2,220/mo | $2,790/mo |
| 32817 | $2,070/mo | $2,600/mo |
| 32719 | $2,000/mo | $2,510/mo |
| 32853 | $2,000/mo | $2,510/mo |
| 32872 | $2,000/mo | $2,510/mo |
| 34741 | $1,950/mo | $2,450/mo |
| 32812 | $1,820/mo | $2,280/mo |
| 34749 | $1,720/mo | $2,160/mo |
| 32195 | $1,520/mo | $1,920/mo |
| 33898 | $1,330/mo | $1,800/mo |
Showing 12 of 154 ZIP codes in the Orlando-Kissimmee-Sanford, FL metro area — the HUD FMR region that includes Orlando — sampled highest to lowest across the rent range. Source: HUD FY2026 Small Area Fair Market Rents. TrueCap auto-fills the exact ZIP-level figure when you enter a Orlando address.
Growth and rent demand are real, but Florida insurance and HOA costs are the swing factors — quote them before you offer. Short-term-rental rules vary sharply by jurisdiction.
See the full Florida investing guide — taxes, landlord law & top metros →
Pine Hills
Affordable SFRs, value-add, better ratios.
Kissimmee
STR-friendly pockets, tourist demand.
East Orlando (near UCF)
Student + family demand, steady rentals.
Neighborhood notes are starting points, not recommendations — always underwrite the specific property.
Paste a Orlando address into TrueCap and get cap rate, cash-on-cash, DSCR, cash flow, and a 10-year projection — auto-filled with Florida tax and HUD rent so you start from the right assumptions.
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