What's a good cap rate in Lowell?

In Lowell, cap rates typically run around 5.5% (Massachusetts state median). A deal above that line is outperforming the local market; below it, you're paying up for appreciation or stability. TrueCap shows where any specific Lowell deal lands versus this benchmark.

What's the average rent for a rental in Lowell?

A typical rental in Lowell runs about $1,800–$2,350/mo (estimate; varies by neighborhood, size, and condition). TrueCap auto-fills HUD Fair Market Rent for the exact address you enter.

What is the property tax rate in Massachusetts?

Massachusetts's effective property tax rate is about 1.14% of value per year — the figure TrueCap applies by default for Lowell deals. You can override it with the exact local rate.

Lowell, MA

Lowell rental property analysis

Lowell offers Greater Boston access at a sharp discount — UMass Lowell plus commuter-rail demand and dense small-multi stock.

Lowell market snapshot

Appreciation market

Compressed cap rates — the play here is long-term price growth over day-one cash flow.

Typical cap rate

5.5%

Massachusetts state median

Typical rent

$1,800–$2,350/mo

est., SFR / small multi

Typical price

$420,000–$540,000

est., all-in

Property tax

1.14%

Massachusetts effective

Rent is HUD Fair Market Rent where available, otherwise a market estimate; price is a market estimate. Cap-rate and tax are the defaults TrueCap applies — enter a specific address for exact, auto-filled numbers.

Sources & methodology. These are screening defaults and market estimates — not an appraisal, and not financial, tax, or legal advice. Verify rents, taxes, insurance, and local landlord/tenant law against the county assessor and your state's landlord-tenant statute before relying on them.

Data: HUD Fair Market Rent · FRED 30-yr mortgage rate · Tax Foundation (property tax) · Updated June 2026

Metro-level estimates — precision is lower at the neighborhood and parcel level; pull a specific address for exact, auto-filled figures. Reviewed by the TrueCap team. See our full methodology.

Is Lowell a good place to buy rentals?

Boston-overflow and student demand keep occupancy high; Massachusetts is tenant-friendly — model regulation. Strong for house-hacking multis.

See the full Massachusettsinvesting guide — taxes, landlord law & top metros →

Neighborhoods to look at in Lowell

Belvidere

Desirable, stable, family renters.

Near UMass Lowell

Student rentals, occupancy.

Neighborhood notes are starting points, not recommendations — always underwrite the specific property.

Run a Lowell deal in 60 seconds

Paste a Lowell address into TrueCap and get cap rate, cash-on-cash, DSCR, cash flow, and a 10-year projection — auto-filled with Massachusetts tax and HUD rent so you start from the right assumptions.

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