Arlington
Affordable SFRs, steady working tenant base.
Jacksonville, FL
Is Jacksonville a good place to buy rental property in 2026?
Short answer: yes — for balanced buy-and-hold. Jacksonville's median cap rate of about 6.2% (Jacksonville metro median) sits near the ~6.5% national median, with typical rent at $1,658–$2,043/mo and Florida property tax near 0.89%.
Jacksonville is Florida's value play: strong in-migration and no state income tax, at prices well below Miami, Tampa, or Orlando.
Jacksonville market snapshot
Balanced marketMid-range cap rates — cash flow and appreciation are both realistically on the table.
Typical cap rate
6.2%
Jacksonville metro median
Typical rent
$1,658–$2,043/mo
HUD FMR · 2–3BR · 2026
Typical price
$230,000–$330,000
est., all-in
Property tax
0.89%
Florida effective
Rent is HUD Fair Market Rent where available, otherwise a market estimate; price is a market estimate. Cap-rate and tax are the defaults TrueCap applies — enter a specific address for exact, auto-filled numbers.
Sources & methodology. These are screening defaults and market estimates — not an appraisal, and not financial, tax, or legal advice. Verify rents, taxes, insurance, and local landlord/tenant law against the county assessor and your state's landlord-tenant statute before relying on them.
Data: HUD Fair Market Rent · FRED 30-yr mortgage rate · Tax Foundation (property tax) · Updated July 2026
Metro-level estimates — precision is lower at the neighborhood and parcel level; pull a specific address for exact, auto-filled figures. Reviewed by the TrueCap team. See our full methodology.
What rents actually look like in Jacksonville
One number never tells the story — HUD publishes ZIP-level Small Area Fair Market Rents for the Jacksonville, FL metro area, the metro-wide FMR region that includes Jacksonville, and the spread across its ZIP codes is where deals are won or lost. Same purchase price, different ZIP, very different rent.
| ZIP code | 2BR rent | 3BR rent |
|---|---|---|
| 32226 | $2,490/mo | $3,070/mo |
| 32228 | $2,270/mo | $2,840/mo |
| 32260 | $2,030/mo | $2,500/mo |
| 32225 | $1,930/mo | $2,380/mo |
| 32006 | $1,720/mo | $2,120/mo |
| 32084 | $1,650/mo | $2,030/mo |
| 32236 | $1,630/mo | $2,010/mo |
| 32257 | $1,620/mo | $2,000/mo |
| 32207 | $1,500/mo | $1,850/mo |
| 32140 | $1,380/mo | $1,730/mo |
| 32209 | $1,200/mo | $1,480/mo |
| 32091 | $1,080/mo | $1,380/mo |
Showing 12 of 82 ZIP codes in the Jacksonville, FL metro area — the HUD FMR region that includes Jacksonville — sampled highest to lowest across the rent range. Source: HUD FY2026 Small Area Fair Market Rents. TrueCap auto-fills the exact ZIP-level figure when you enter a Jacksonville address.
Why Jacksonville works for rental investors
Growth-market upside with cash flow that still works — but insurance is the swing factor in Florida. Quote it before you offer and underwrite it as a real line item, not an afterthought.
See the full Florida investing guide — taxes, landlord law & top metros →
Neighborhoods to look at in Jacksonville
Westside
Lower entry, value-add stock, solid rent ratios.
Riverside/Avondale edges
Appreciation-led, younger renters, tighter yields.
Neighborhood notes are starting points, not recommendations — always underwrite the specific property.
Run a Jacksonville deal in 60 seconds
Paste a Jacksonville address into TrueCap and get cap rate, cash-on-cash, DSCR, cash flow, and a 10-year projection — auto-filled with Florida tax and HUD rent so you start from the right assumptions.
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