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Augusta, GA

Is Augusta a good place to buy rental property in 2026?

Short answer: yes — for balanced buy-and-hold. Augusta's median cap rate of about 6.5% (Georgia state median) sits near the ~6.5% national median, with typical rent at $1,261–$1,627/mo and Georgia property tax near 0.92%.

Augusta is a steady, affordable Georgia market anchored by a major medical center and Fort Eisenhower (Army cyber) — recession-resistant demand.

Augusta market snapshot

Balanced market

Mid-range cap rates — cash flow and appreciation are both realistically on the table.

Typical cap rate

6.5%

Georgia state median

Typical rent

$1,261–$1,627/mo

HUD FMR · 2–3BR · 2026

Typical price

$170,000–$260,000

est., all-in

Property tax

0.92%

Georgia effective

Rent is HUD Fair Market Rent where available, otherwise a market estimate; price is a market estimate. Cap-rate and tax are the defaults TrueCap applies — enter a specific address for exact, auto-filled numbers.

Sources & methodology. These are screening defaults and market estimates — not an appraisal, and not financial, tax, or legal advice. Verify rents, taxes, insurance, and local landlord/tenant law against the county assessor and your state's landlord-tenant statute before relying on them.

Data: HUD Fair Market Rent · FRED 30-yr mortgage rate · Tax Foundation (property tax) · Updated July 2026

Metro-level estimates — precision is lower at the neighborhood and parcel level; pull a specific address for exact, auto-filled figures. Reviewed by the TrueCap team. See our full methodology.

What rents actually look like in Augusta

One number never tells the story — HUD publishes ZIP-level Small Area Fair Market Rents for the Augusta-Richmond County, GA-SC metro area, the metro-wide FMR region that includes Augusta, and the spread across its ZIP codes is where deals are won or lost. Same purchase price, different ZIP, very different rent.

HUD Small Area Fair Market Rent by ZIP code, Augusta-Richmond County, GA-SC metro area, FY2026
ZIP code2BR rent3BR rent
30809$1,890/mo$2,440/mo
30815$1,370/mo$1,770/mo
30912$1,270/mo$1,640/mo
29828$1,240/mo$1,600/mo
29822$1,200/mo$1,550/mo
29816$1,140/mo$1,460/mo
29164$1,080/mo$1,390/mo
29129$1,020/mo$1,300/mo
29842$1,010/mo$1,300/mo
30828$980/mo$1,290/mo
29853$970/mo$1,190/mo
30816$970/mo$1,250/mo

Showing 12 of 64 ZIP codes in the Augusta-Richmond County, GA-SC metro area — the HUD FMR region that includes Augusta — sampled highest to lowest across the rent range. Source: HUD FY2026 Small Area Fair Market Rents. TrueCap auto-fills the exact ZIP-level figure when you enter a Augusta address.

Why Augusta works for rental investors

Military + healthcare employment keeps occupancy stable, and entry is affordable. Balanced cash flow with a steady demand floor.

See the full Georgia investing guide — taxes, landlord law & top metros →

Neighborhoods to look at in Augusta

West Augusta

Desirable, stable, family renters.

Martinez

Suburb with top schools, low vacancy.

South Augusta

Affordable, value-add, cash flow.

Neighborhood notes are starting points, not recommendations — always underwrite the specific property.

Run a Augusta deal in 60 seconds

Paste a Augusta address into TrueCap and get cap rate, cash-on-cash, DSCR, cash flow, and a 10-year projection — auto-filled with Georgia tax and HUD rent so you start from the right assumptions.

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