Financing
Interest Rate
Annual mortgage rate. Pricing varies by occupancy, program, borrower, property, leverage, points, lender, and lock date.
Why Interest Rate matters
Rate materially changes payment and modeled cash flow. Compare current written quotes on the same terms and stress a higher-rate case; a generic market spread is not a quote or approval.
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Try the free Interest Rate calculatorRelated terms
Loan Term
Years over which the loan amortizes. 30-year fixed is the default; 15-year fixed reduces total inter…
DSCR (Debt Service Coverage Ratio)
Net Operating Income ÷ mortgage payment. Measures whether the property's income comfortably covers d…
Monthly Cash Flow
Rent minus operating expenses minus mortgage payment. The cash that lands in your account each month…
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