Strategies
House Hack
Buying a 2–4 unit property, living in one unit, and renting out the others.
Why House Hack matters
Eligible owner-occupants may have lower-down-payment financing options than investors. Down payment, occupancy certification, unit-count eligibility, reserves, mortgage insurance, and any later change in use depend on the specific loan documents and program; a 12-month scenario does not itself authorize conversion to a rental.
Run the math on a real deal
TrueCap has a free calculator for this. Paste an address or enter numbers manually — get House Hack plus all the supporting metrics in 60 seconds.
Try the free House Hack calculatorRelated terms
Down Payment %
Share of the purchase price you pay in cash. Required investment-property down payment varies by occ…
Monthly Cash Flow
Rent minus operating expenses minus mortgage payment. The cash that lands in your account each month…
BRRRR
Buy, Rehab, Rent, Refinance, Repeat. A strategy that recycles capital across deals by refinancing ba…
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