Why not just use a free calculator?+
Most free calculators stop at metrics. TrueCap's first complete decision also shows selected-rule fit, a target-backed Offer Ceiling, downside checks, and next steps. The Offer Ceiling is the highest modeled price that still meets the selected targets under the assumptions shown; it is not advice or an appraisal.
What does the auto-fill provide?+
Rent starts from a HUD area benchmark (ZIP-level when available, otherwise an FMR area), not a property-specific rent comp. The rate starts from FRED's national owner-occupied 30-year benchmark, not an investor lender quote. Property tax is not auto-filled from the retired static state table: enter a local annual bill or reviewed rate. Until then, the model labels its generic 1.1% tax assumption as a preliminary fallback. Replace every screening assumption with property-specific evidence before recording or acting on an investment decision.
Why does Pro cost more than other rental calculators?+
Pro adds a repeatable decision-review layer: a target-backed Offer Ceiling, Buy Box rule-fit checks, downside stress tests, comparisons, and reports. The outputs remain estimates based on the assumptions shown and require independent verification.
Is TrueCap really free?+
Yes. Your first complete decision needs no account or card. Create an account to start a 21-day, no-card evaluation covering up to 3 deals and 1 comparison. Investor Pro is for repeating the verified workflow, saving and revisiting deals, comparisons, reports, and reusable Buy Box assumptions.
Do I need a credit card?+
No. The first complete decision needs no signup or card. Creating an account starts a 21-day product evaluation with no payment method and no automatic subscription.
Can I edit the assumptions?+
Yes - every number is editable. TrueCap pre-fills rent, rate, tax, and expense defaults so you get an instant first pass, then you can change financing, expenses, and growth assumptions under “Improve accuracy” and rerun in a click.
When should I upgrade to Pro?+
Upgrade when you want to repeat the decision workflow after the product evaluation: revisit saved deals, compare opportunities, reuse Buy Box assumptions, and produce reports. Monthly Pro can be cancelled anytime.
How does the product evaluation work?+
Create an account to evaluate the product for 21 days, up to 3 completed deals and 1 comparison. No card is collected, nothing auto-renews, and checkout clearly shows the amount due before a paid subscription begins.
Why are some advanced strategy modules unavailable?+
TrueCap keeps specialist strategy, tax, and modeled-sale outputs behind release gates until their formulas, disclosures, regression tests, and presentation meet the same standard as the core buy-and-hold workflow. Standalone tools remain educational first-pass calculators, not acquisition decisions.
Is this financial advice?+
No. TrueCap applies documented, deterministic formulas to your inputs and labeled screening benchmarks. Every assumption is editable, every output is an estimate, and the decision is yours. It is a calculator, not a financial advisor.
